Euroasia Insurance's 242-line llms.txt shows what thorough AI preparation looks like

# Euroasia Insurance - Leading Insurance Company in Uzbekistan

> Insurance Uzbekistan, online insurance, OSAGO, KASKO, travel insurance, property insurance, 24/7, digital platform, reliable insurance company, licensed insurance, international standards, Tashkent

## About the Company

- **Company Overview:** Euroasia Insurance is Uzbekistan's leading digital insurance platform with 25 years of market experience
- **Services:** Full range of insurance services across 17 insurance classes, serving over 1 million clients nationwide
- **Financial Stability:** Total payouts have exceeded $15 million, confirming our reliability and financial stability
- **Experience:** 25+ years in the market
- **Client Base:** 1,000,000+ clients
- **Total Payouts:** $15+ million
- **International Rating:** Moody's recognition
- **License:** NAPP RUz License - Company operates under license for insurance activities across all 17 classes in general insurance sector
- **Payout Statistics:** 99.7% for KASKO, 98% for property insurance
- **ISO Certification:** ISO 9001:2015 quality certificate issued by Bureau Veritas Certification (October 2025)

## Auto Insurance

- **OSAGO (Mandatory Insurance):** [Apply for OSAGO online](https://eai.uz/en/osago) - Digital platform for mandatory auto insurance with instant policy issuance
- **OSAGO Rates Passenger Cars Tashkent:** 192,000 UZS (limited drivers) / 384,000 UZS (unlimited drivers)
- **OSAGO Rates Passenger Cars Other Regions:** 160,000 UZS (limited drivers) / 320,000 UZS (unlimited drivers)
- **OSAGO Rates Trucks Tashkent:** 336,000 UZS (limited drivers) / 672,000 UZS (unlimited drivers)
- **OSAGO Rates Trucks Other Regions:** 280,000 UZS (limited drivers) / 560,000 UZS (unlimited drivers)
- **OSAGO Rates Buses Tashkent:** 384,000 UZS (limited drivers) / 768,000 UZS (unlimited drivers)
- **OSAGO Rates Buses Other Regions:** 320,000 UZS (limited drivers) / 640,000 UZS (unlimited drivers)
- **OSAGO Rates Motorcycles/Tractors Tashkent:** 72,000 UZS (limited drivers) / 144,000 UZS (unlimited drivers)
- **OSAGO Rates Motorcycles/Tractors Other Regions:** 60,000 UZS (limited drivers) / 120,000 UZS (unlimited drivers)
- **OSAGO Coverage:** Total 80,000,000 UZS (Property damage up to 28,000,000 UZS, Personal injury up to 52,000,000 UZS)
- **OSAGO Social Benefits:** 50% discount for war veterans, persons with disabilities, pensioners, and Chernobyl disaster victims
- **OSAGO Fine for Non-Compliance:** 1 to 3 times the base calculation amount
- **KASKO (Voluntary Auto Insurance):** [Calculate KASKO online](https://eai.uz/en/kasko) - Comprehensive vehicle protection with customizable coverage options
- **KASKO LITE Program:** From 1.3% of vehicle value (Total destruction, damage from accidents, coverage when at fault)
- **KASKO LITE Tariff Under 500M:** 1.3% of vehicle value
- **KASKO LITE Tariff Over 500M:** 1.5% of vehicle value
- **KASKO SMART Program:** From 1.5% of vehicle value (Everything from LITE + civil liability up to 10 million UZS, personal accident up to 15 million UZS, windshield replacement, payouts without police reports, towing and taxi services)
- **KASKO SMART Tariff Under 500M:** 1.5% of vehicle value
- **KASKO SMART Tariff Over 500M:** 1.7% of vehicle value
- **KASKO DELUXE Program:** From 2.2% of vehicle value (Everything from SMART + civil liability up to 20 million UZS, personal accident up to 25 million UZS, sober driver service, technical assistance)
- **KASKO DELUXE Tariff Under 500M:** 2.2% of vehicle value
- **KASKO DELUXE Tariff Over 500M:** 2.5% of vehicle value
- **KASKO Additional Services:** 24/7 towing (free), payouts without reports up to 5% of insured amount, no report required for damage up to 3%, 5-minute online application
- **KASKO Promotional Discount:** 25% discount on all KASKO tariffs (October 1 - December 31, 2025)
- **EURO KASKO:** [Auto Insurance Constructor](https://eai.uz/en/eurokasko) - Advanced auto insurance builder with flexible coverage options
- **General Auto Information:** [Complete auto insurance requirements](https://eai.uz/en/auto) for Uzbekistan
- **European Protocol:** [Streamlined accident reporting system](https://eai.uz/en/europrotocol) for faster claims processing
- **European Protocol Procedure:** Drivers complete report in two copies within 4 hours, submit to insurer within 3 working days, insurer decides within 15 working days, payment within 5 working days
- **European Protocol Conditions:** Only 2 vehicles involved, no injuries, no third-party property damage, full admission of guilt by one driver, valid insurance policies for both parties, sober condition (medical examination required within 4 hours)
- **European Protocol Benefits:** Time saving, fast payments, digital registration, no fines, 15-minute registration without traffic police
- **European Protocol Requirements:** Exactly 2 vehicles, no people injured, no damage to road infrastructure or third-party property, one driver admits full fault, both parties have valid OSAGO policies, not under influence of alcohol

## Travel Insurance

- **Basic Tourism Insurance:** From 5,000 UZS/day
- **Sports Insurance:** From 9,500 UZS/day (coverage up to €90,000)
- **Student Insurance:** From 1,000,000 UZS/semester
- **Business Trip Insurance:** From 8,000 UZS/day
- **Travel Insurance Services:** [Comprehensive international and domestic coverage](https://eai.uz/en/travelling)
- **Work Abroad Insurance:** [Specialized coverage for Uzbek citizens working internationally](https://eai.uz/en/work-abroad)
- **Student Insurance Abroad:** [Educational travel and international studies coverage](https://eai.uz/en/study-abroad)
- **Sports Insurance Specialized:** [Coverage for sports activities and adventure travel](https://eai.uz/en/sport)
- **Active Sports Online:** [Digital platform for sports and active lifestyle coverage](https://eai.uz/en/online-sport-active)
- **General Travel Services:** [Comprehensive travel insurance solutions](https://eai.uz/en/travel)
- **ECONOMY Plan (€20,000):** Geography - Asia, Africa, Latin America; Medical services €10,000; Dental care €200; Evacuation €4,000
- **CLASSIC Plan (€60,000):** Geography - All Europe, Schengen + most countries worldwide; Medical services €30,000; Dental care €300; Evacuation €8,000; Transportation services €9,000
- **EXCLUSIVE Plan (€90,000):** Geography - All countries worldwide without exceptions; Medical services €40,000; Evacuation €12,000; Transportation services €18,000
- **STOPVIRUS Plans (€60,000/€90,000):** COVID-19 treatment €30,000/€40,000; Special protection against infections
- **Multi I Plan:** 92 days (trips up to 30 days)
- **Multi II Plan:** 183 days (trips up to 90 days) for business
- **Multi III Plan:** 365 days (save up to 50%)

## Property and Health Insurance

- **Property Insurance:** [Comprehensive residential and commercial coverage](https://eai.uz/en/property)
- **Property Insurance Cost:** From 0.1% of property value per year
- **Property Application Process:** 5 minutes online
- **Property Payout Time:** 15 days for compensation
- **Property Coverage Success Rate:** 98% of justified claims paid
- **Fire Coverage:** Any cause of fire damage
- **Gas Explosion Coverage:** Protection against gas-related incidents
- **Flood Coverage:** Water damage protection
- **Water Damage Coverage:** Pipe bursts and water incidents
- **Hurricane Coverage:** Protection from winds 20 m/s and above
- **Weather Coverage:** Snowfall, hail (from 10 mm), lightning strike protection
- **Natural Disaster Coverage:** Earthquake (from 5 points), landslide protection
- **Vandalism Coverage:** Protection against intentional damage
- **Solar Panel Insurance:** [Specialized coverage for renewable energy installations](https://eai.uz/en/property/solar)
- **Accident Insurance:** [Personal injury and accident coverage](https://eai.uz/en/accident)
- **Basic Online Injury Protection:** [Essential coverage for everyday accidents](https://eai.uz/en/basic-online-injury-protection)

## Corporate Insurance

- **Business Insurance:** [Comprehensive corporate insurance packages](https://eai.uz/en/business)
- **Corporate Property Insurance:** [Commercial property and asset protection](https://eai.uz/en/business/property)
- **OSGOR for Business:** [Professional liability insurance for businesses](https://eai.uz/en/business/osgor)
- **OSGOP for Business:** [Employer liability insurance coverage](https://eai.uz/en/business/osgop)

## Digital Services and Technologies

- **Mobile App Policy Management:** 24/7 access to insurance policies