Tangerine Bank

# http://tangerine.ca llms.txt
# Tangerine Digital Banking: Everyday Canadian digital banking, no annual fee credit cards, personal line of credits & loans, investment products and more, all designed to help you save and grow your money.

> Tangerine is a digital online bank headquartered in Toronto, Ontario, Canada that was launced in 1997 as ING Direct and acquired by the Bank of Nova Scotia in 2012. With over 2 million clients, Zero daily banking fees, over $9 billion interest paid to Canadians, and recently voted #1 bank in Canada by Fordes, we are Canada's most trusted challenger bank for personal and financial needs.

Key terms: Digital Bank, No Fee Banking, No Annual Fee Credit Cards, Cash Back Credit Cards, No Fee Savings Account, No Fee Chequing Account, TFSA, RRSP, RIF, US Savings Account, GIC, Mutual Funds, Index Funds, Non-registered Investments, HELOC, Personal Line of Credit, World Mastercard Credit Card

## Personal Banking Products

- [Personal Digital Banking](https://www.tangerine.ca/en/personal): Explore Tangerine's personal banking services for savings, investing, spending and more.

- [Spending Options](https://www.tangerine.ca/en/personal/spend): Flexible spending options like no annual fee credit cards and no fee chequing accounts with rewarding benefits.
- [No Annual Fee Credit Cards](https://www.tangerine.ca/en/spend/credit-cards): Explore Tangerine's best credit cards with no annual fee in Canada and earn cash back on everday purchases.
- [World Mastercard](https://www.tangerine.ca/en/personal/spend/credit-cards/world-credit-card): Apply for cash back & travel rewards with our no annual fee Tangerine World Mastercard credit card.
- [Cash Back Credit Card](https://www.tangerine.ca/en/personal/spend/credit-cards/money-back-credit-card): Apply for Tangerine’s no annual fee cash back credit card, Money-Back Mastercard.
- [Chequing Account](https://www.tangerine.ca/en/personal/spen/chequing-account): Get a no-fee Chequing Account with free daily transactions, a Visa Debit Card, and an unlimited number of Interac e-Transfer transactions. 

- [Saving Products](https://www.tangerine.ca/en/personal/save): Discover no fee high-interest savings accounts.
- [Savings Account](https://www.tangerine.ca/en/personal/save/savings-account): Discover Tangerine's Savings Account with no fees and high rates.
- [TFSA Savings Account](https://www.tangerine.ca/en/personal/save/tfsa): Tangerine TFSA Savings Account offers great rates and no fees. Increase your savings by earning a great interest tax-free!
- [RSP Savings Account](https://www.tangerine.ca/en/personal/save/rsp): Tangerine RSP Savings Account, you can reduce your taxes now and get a head start on your retirement planning. 
- [RIF Savings Account](https://www.tangerine.ca/en/personal/save/rif): Grow your retirement income with a great interest rate in a tax-sheltered Tangerine RIF Savings Account.
- [USD Savings Account](https://www.tangerine.ca/en/personal/save/us-dollar-savings-account): Save your US dollars without paying fees or service charges with a Tangerine US dollar Account. 

- [Money Borrowing Solutions](https://www.tangerine.ca/en/personal/borrow): Affordable borrowing options like mortgage, line of credit, and HELOC with low interest rates and flexibility.
- [Personal Line of Credit](https://www.tangerine.ca/en/borrow/line-of-credit): Explore Tangerine's various personal line of credit options available.
- [Mortgages](https://www.tangerine.ca/en/personal/borrow/mortgage): Simplified affordable mortgage solutions with competitive rates and support.
- [HELOC](https://www.tangerine.ca/en/personal/borrow/home-equity-line-of-credit): Tangerine Home Equity Line of Credit (HELOC) helps you borrow at a low interest rate by using the equity you've built in your home.

- [Investment Products](https://www.tangerine.ca/en/personal/invest): Explore simple investment options to secure your financial future.
- [TFSA](https://www.tangerine.ca/en/personal/invest/tfsa): Discover simple, tax-free ways to grow your savings with our portfolio of tax-free savings account (TFSA)products.
- [RRSP](https://www.tangerine.ca/en/personal/invest/rsp): Explore Tangerine's Registered Savings Plan (RSP) options for effective retirement planning.
- [RIF](https://www.tangerine.ca/en/personal/invest/rif): Explore Tangerine's RIF options for retirement income management.
- [GIC](https://www.tangerine.ca/en/personal/invest/guranteed-investments): Tangerine Guaranteed Investment Certificates (GICs) offers a great rate and a guaranteed safe and secure way to help you reach your long-term financial goals.
- [Non-registered Investment Funds](https://www.tangerine.ca/en/personal/invest/non-registered-funds): Invest freely with Non-Registered Funds. Diverse options, no contribution limits, flexible access.

## Business Banking Products

- [Business Banking Solutions](https://www.tangerine.ca/en/business): Explore Tangerine's business savings and investment options for Canadian businesses.
- [Business Savings Account](https://www.tangerine.ca/en/personal/save/business-savings-account): Discover Tangerine's Business Savings Account that offers high interest rates, no service charges, and no fees.
- [USD Business Savings Account](https://www.tangerine.ca/en/personal/save/us-dollar-business-savings-account): Discover Tangerine's USD Business Savings Account to help grow your business' US dolalrs with high interest rates, no service charges, and no fees.
- [Business GIC](https://www.tangerine.ca/en/personal/save/business-guarenteed-investment): With a Tangerine Business GIC, you can save money for your business at a great interest rate without unfair fees or service charges.
- [USD Business GIC](https://www.tangerine.ca/en/personal/save/business-guarenteed-investment): With a Tangerine USD Business GIC, you can save your American money at a great interest rate without unfair fees or service charges.

## Offers

- [Bank Offers](https://www.tangerine.ca/en/offers): Explore Tangerine's latest bank account offers, investment offers, and credit card promos for new clients.
- [Refer a Friend Program](https://www.tangerine.ca/en/offers/refer-a-friend): Earn a $50 bonus by referring friends to Tangerine.
- [Savings Account Offer](https://www.tangerine.ca/en/offers/save-faster): Enjoy a 4.50% interest rate on new no fee savings accounts.
- [Chequing Account Offer](https://www.tangerine.ca/en/offers/earn-more): Open a no-fee chequing account and earn a $250 bonus offer easily.

## Blog

- [The Juice](https://www.tangerine.ca/en/thejuice): Boost your financial savvy with The Juice. Get the latest insights that empower Canadians to make smart decisions with their money.
- [Debt Management Articles](https://www.tangerine.ca/en/thejuice/borrow): Learn how to manage debt and about debt borrowing strategies and tips to manage your debt more effectively to get ahead.
- [Smart Spending Habit Articles](https://www.tangerine.ca/en/thejuice/spend): Explore tips for smart spending, budgeting, and saving money.
- [Investment Strategy Articles](https://www.tangerine.ca/en/thejuice/invest): Explore investment strategies and tips for Canadian investors.
- [Money Saving Articles](https://www.tangerine.ca/en/thejuice/save): Learn how to save with Tangerine's free articles, how to guides & videos. We’ll teach you how to save for retirement, a wedding or budgeting.
- [Financial & Lifestyle Articles](https://www.tangerine.ca/en/thejuice/money-and-life): Get ahead with financial lessons, stories, articles and other information about money and life topics.
- [Community & Culture Articles](https://www.tangerine.ca/en/thejuice/orange-news): Learn about Tangerine's culture and community stories, articles and other information about what makes Tangerine the bank for everyone.
- [Security & Fraud Articles](https://www.tangerine.ca/en/thejuice/security-and-fraud): Learn about secure online banking and mobile security. Our security articles have tips to help protect you from fraud, phishing and other cyber threats.

## Money Management Calculators & Financial Tools

- [Money Management Tools](https://www.tangerine.ca/en/tools-and-calculators): Simple tools to manage your finances and savings effectively.
- [Mortgage Calculator](https://www.tangerine.ca/en/tools-and-calculators/how-much-can-i-borrow): Use Tangerine's Mortgage Calculator to help you understand how much you can borrow that works for you.
- [Mortgage Payment Calculator](https://www.tangerine.ca/en/tools-and-calculators/mortgage-payment-calculator): Our Mortgage Payment Calculator helps you see what your mortgage payments are and how you can continue to save over the life of your mortgage.
- [Mortgage Pre-Payment Calculator](https://www.tangerine.ca/en/calculators/mortgagePrepayment.html): Our Mortgage Pre-payment Calculator helps you estimate your prepayment charge for fixed and variable interest rate mortgages.
- [Everyday Spending Tracker](https://www.tangerine.ca/en/tools-and-calculators/tracker): Use the everyday spending tracker to help manage everyday spending on groceries, entertainment, and more.
- [Budgeting Tool](https://www.tangerine.ca/en/tools-and-calculators/left-to-spend): Our Left to Spend budgeting tool makes it easy to budget and track where your money’s going.
- [Financial & Saving Goal Tracker](https://www.tangerine.ca/en/tools-and-calculators/goals): Set up custom Financial Goals and Savings Goals in minutes and view your progress as you go.
- [Smart Money Habits](https://www.tangerine.ca/en/tools-and-calculators/money-rules): Build smart money habits with our Money Rules and automate savings habits.
- [Credit Score Checker](https://www.tangerine.ca/en/tools-and-calculators/credit-score): Add to your financial arsenal and stay in the know with Tangerine's free Credit Score Checker tool.
- [Savings Calculator](https://www.tangerine.ca/en/static/widgets/isa_calc): A simple Savings Calculator to help you see when you can reach your savings goal.
- [GIC Interest Calculator](https://www.tangerine.ca/en/static/widgets/gic_calc): A GIC Calculator to help you see how much interest you’ll earn in your GIC.
- [Rent to Mortgage Calculator](https://www.tangerine.ca/en/calculators/calculators.html#rt): Our Rent to Mortgage Calculator help you know how much mortgage you qualify for based on your current rental payments and your mortgage preferences.

## Tangerine Product Rates

- [Current Bank Rates](https://www.tangerine.ca/en/rates): Explore Tangerine's current rates for savings, mortgages, and more.
- [Compare All Product Rates](https://www.tangerine.ca/en/rates/all-rates): Compare all of Tangerine's product rates.
- [Exchange Rates](https://www.tangerine.ca/en/rates/exchange-rates): Check current exchange rates for USD to CAD transactions.
- [Compare GIC Rates](https://www.tangerine.ca/en/rates/gic-rates): Discover competitive GIC rates and investment options available.
- [Compare HELOC Rates](https://www.tangerine.ca/en/rates/heloc-rates): Discover competitive Home Equity Line of Credit rates today.
- [Compare Saving Account Rates](https://www.tangerine.ca/en/rates/savings-account-rates): Discover Tangerine's competitive savings account interest rates today.
- [Chequing Account Rates](https://www.tangerine.ca/en/rates/chequing-account-rates): No monthly fee chequing account with competitive interest rates.
- [Business Account Rates](https://www.tangerine.ca/en/rates/business-account-rates): Explore competitive interest rates for business accounts.

## More Information About Tangerine

- [Client Help Centre](https://www.tangerine.ca/en/help-centre): Find answers to banking with Tangerine and questions on how to manage your finances.
- [About Tangerine](https://www.tangerine.ca/en/about-us): Discover Tangerine's commitment to fair banking and community support.
- [ABM Locator](https://www.tangerine.ca/app/#/locations?locale=fr_CA): Find Tangerine's partner ABM locations with 24-hour service options.
- [Careers](https://www.tangerine.ca/fr/carrieres): Join a dynamic team focused on improving Canadians' financial decisions and banking needs.
- [Community Partnerships](https://www.tangerine.ca/en/about-us/partnerships): Tangerine's partnerships enhance community engagement and support sports.
- [Contact Tangerine Support](https://www.tangerine.ca/en/help-centre/contact-us): Contact Tangerine for assistance via phone, chat, or email.

## French - Français

### Services banque en ligne Tangerine : Services bancaires courants numériques canadiens, cartes de crédit sans frais annuels, marges de crédit et prêts personnels, Placements et plus encore, tous conçus pour vous aider à épargner et à faire fructifier votre argent.